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Home finance.
Everything you need to know about Pfida home finance
30 articles
Can I apply for buy-to-let finance if I already have a residential property with you?
Do you finance new builds?
Can I purchase a property with someone else?
I want to buy the council property I'm renting, can you finance me?
What happens if I use all my equity buffer and still cannot afford to make my rent payment?
What types of properties do you finance?
What is an equity buffer?
What is a Direct Debit Guarantee?
Do you report on my credit file?
Would you finance a leasehold property?
Who is responsible for paying the solicitor fees?
How long do I have to find a property?
Who is financially responsible when there's an issue with the property?
Understanding our home finance waiting list times
Can I make overpayments?
How is rent calculated and reviewed?
I want to change my monthly equity payment
How does the rental discount feature work?
What is fast track and how do I qualify?
What is a monthly target payment?
How is my Stamp Duty Land Tax (SDLT) calculated?
Is Stamp Duty Land Tax (SDLT) shared between Pfida and me?
Am I entitled to use my first-time buyer's Stamp Duty Land Tax (SDLT) relief?
What works can I carry out to the property once I move in?
Can I arrange the property survey myself?
What are waiting list points?
How do I refer a friend or family member?
Should I add my spouse/partner to the finance agreement?
Who manages the renting process? Do I need to consult Pfida on who to rent the property out to?
Am I liable for usual landlord costs or does Pfida contribute to these in line with our respective shares?