We finance most freehold property types, as long as the property passes our survey and conveyancing checks.
Here is a list of property types we do not generally support:
Auction properties
Leasehold properties
Flats and properties in high-rise buildings
Non-standard construction properties
Properties requiring structural work or major maintenance
Properties less than 5 years old, or more than 80 years old
Energy Performance Certificate (EPC) rating below C
We have a limit on how many properties we will fund in any given postal area to ensure we aren't placing too many eggs in one basket.
Where we reach this limit, we will have to temporarily stop serving that area until we fund enough properties in other areas to balance it out - we expect this to only be temporary.
At this time, we are currently unable to provide finance for properties in the postcode areas starting with IG1, IG11, & HP13. We hope to start serving these areas again soon.