You may include your spouse/partner on the application form and the property lease in order to protect their rights in the property. If you choose to add a spouse/partner to your application and lease, we would require them to provide proof of ID and a video message to further verify identity in order to complete the verification process. Further documents may be required on a case by case basis. We will keep you informed of required documents as you go through the home-buying process with us.
​

If you choose to not add your spouse/partner in the finance agreement application and lease, they will have to waive all their rights in the property.

How are shares allocated?

At the conveyancing stage of the process, you and your spouse/partner will need to state how you would like your equity shares to be allocated. You can opt for one party to be allocated 100% of the shares, as long as that party is solely making the rent and equity payments and both parties provide written consent. Alternatively, you can choose to distribute the equity shares jointly between both parties.
​

Whose name will be on the title deed?

At the end of your term, if you purchase the remaining equity of the property, you will need to state whose name you would like on the title deed of the property - this is irrespective of your equity share allocation. You can either opt to have you or your spouse/partner’s name on the deed solely, as long as the other party provides written consent, or have both you and your spouse/partner’s name on the title deed jointly.