The target payment is the total payment you would need to pay each month in order to fully own the property within your desired timeframe.
Your monthly payments are broken down into ‘rent payment’ and ‘equity contribution':
The rent payment is the amount you pay for renting our share of the property from us.
The equity contribution is the amount you pay in order to gradually purchase our share of the property.
The rent payment part is mandatory, whereas the equity contribution is optional and can be varied. For example, you can choose to pay rent only in any month, however it will then take longer to reach full home ownership and it will cost more overall.
You have the option of amending your equity contribution to suit your affordability, find out more here.