Why are your fees more expensive than traditional mortgages/finance?

With a conventional bank you if you have a 2-year fixed period, your rate will spike up after this and you will effectively have to remortgage. So over 30 years you have to remortgage 15 times and pay 15 arrangement fees. With us there is no rate spike after a fixed period, meaning you can just pay the arrangement fee once and be good to go.

We also gift you the increased value of your property, the opportunity to over or underpay to suit your circumstances without penalties and without the impact of having debt and paying interest.