What works can I carry out to the property once I move in?

As partners in the property there are some works that will need our approval and sometimes the approval of the insurer. We no longer require our customers to obtain their own home insurance; your property is now covered by Pfida’s Safe Nest Scheme. 

At the moment, we don’t support major structural changes, such as knocking down walls or making changes to the original foundational structure of the building. However, you are free to carry out light renovations.

Here’s a list of works you can/cannot carry out:

*Like for Like works, such as replacing the existing units in a kitchen can be carried out without approval from Pfida provided the replacement is at least as good as the existing item and subject to point 2**.

**Works which will have impact on the utilities of a property, such as the mains gas supply, can be agreed subject to the contractor being approved by Pfida as the owner and insurer of the property, in advance of any work commencing. 

*** You will need to notify Pfida that you intend to carry out renovation works, listing the specific works to be carried out and obtain confirmation that we are happy for you to carry out these works.

**** You will need to provide any proposals and necessary documentation in order for us to make an assessment. If we agree to your proposals, it may be necessary to conduct a valuation of the property before any renovations have started, and after the work is carried out.