What is the investment risk on the account?

The value of your investment can increase or decrease, and your capital is at risk. This is an equity-based investment, not a deposit account, and unlike a bank savings account it isn't protected by the Financial Services Compensation Scheme.

That said, risk varies a great deal between different types of investment. The Plan's underlying investments are asset-backed, income-generating property finance transactions, which Pfida considers to sit towards the lower-risk end of the investment spectrum. This is quite different from, for example, buying shares in an early-stage tech startup, or investing directly in higher-risk bridging or development finance, where the prospect of losing some or all of your capital is considerably greater.

As with all investing, past performance and any forecasts shown aren't a reliable guide to future results.