What is an equity buffer?

We know life can throw unexpected challenges your way—losing a job, falling ill, or facing a sudden crisis—and we want your rent to be the least of your worries in those tough times, so we created an equity buffer feature.

Here’s how it works: when you buy a home with us, you’ll initially contribute a portion toward the property alongside your rent payment—this is your equity share. As long as you have enough, if you can’t make your rent payment, you can use part of this equity to cover it. For example, a 20% equity share can provide 2-4 years of rent if needed, giving you time to recover, find a new job, or deal with personal issues.

If you’re concerned about rent payments, don’t hesitate to contact us—we’re here to help. We also encourage seeking independent advice before entering any home purchase or investment opportunity, such as: MoneyHelper and Citizens Advice.