What happens when my child turns 18?

On your child's 18th birthday, and on each birthday after that, you can choose either to transfer the Account to your child (no withdrawal fee applies to this transfer), or to keep holding the Account yourself for another year on the same withdrawal terms described above.

If you don't tell us which you'd like, the Account will continue on the existing basis by default. We won't automatically transfer the account to your child without your consent.

If you've named more than one child on the Plan, it's your oldest named child's birthday that matters for these choices.

Full terms and conditions are available before you invest. Rates are variable and not guaranteed