How does Pfida’s halal home finance with SaveTogether work?

1. You save with us

Your journey starts when you open a GYS Home account and begin saving toward your down payment. The more you save and the longer you keep it with us, the stronger your position on the waiting list becomes, as you are contributing more to supporting the community.

2. You earn points

Your money is used to help real families into halal home ownership while you wait. You earn Community Points for each day your savings are held with us, supporting others. These points are how we fairly decide who we reach out to next. Your dashboard shows your current points, the points required for the amount of finance you are looking for, and how close you are to the next milestone.

3. You become eligible

Once you have earned enough Community Points, you are eligible to be considered for home finance. The date this happens is shown on your dashboard as your Eligibility Date. Becoming eligible is the first major milestone in your journey.

4. You receive a Reach Out Date

Once eligible, you join the group of customers we are actively working to fund homes for. Your dashboard will then show a Reach Out Date, which is the date we expect to contact you to begin the home buying process in earnest.

5. The home buying process begins

When we reach out, we will guide you through your Decision in Principle, and the steps to purchasing the property you are hoping to buy. From here, you have a dedicated team working alongside you all the way through to completion. Now it is your turn to benefit from the same community that you have been supporting.